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eBook Do You Make These 38 Mistakes with Your Credit? How increasing your credit scores will improve your lifestyle ePub

eBook Do You Make These 38 Mistakes with Your Credit? How increasing your credit scores will improve your lifestyle ePub

by Stephen Snyder

  • ISBN: 1891945033
  • Category: Personal Finance
  • Subcategory: Perfomance and Work
  • Author: Stephen Snyder
  • Language: English
  • Publisher: Bellwether; 2nd edition (April 2005)
  • Pages: 112
  • ePub book: 1918 kb
  • Fb2 book: 1830 kb
  • Other: lrf doc mobi rtf
  • Rating: 4.9
  • Votes: 261

Description

Loving those first two experiences by Stephen we purchased Do you Make thes 38 Mistakes in August.

Loving those first two experiences by Stephen we purchased Do you Make thes 38 Mistakes in August.

I also own my first home in San Diego, CA thanks to a better score and S. Snyder. I recommend anything from Stephen Snyder.

Stephen Snyder Close. 1 2 3 4 5. Want to Read.

Legal Disclaimer: This site is for educational purposes and is not a substitute for professional advice.

How Changes Affect Scores .

Why are they important?

That could knock a few points off your score.

If you make your payment after the monthly deadline on your statement, you’ll have to pay a late payment charge. Any 0% or other introductory rate could also be withdrawn. Fees can be as much as £5 per withdrawal.

Your credit scores are the most vital tools you have to unlock your financial power. Having lower credit scores means that you will pay higher interest rates for your car loan, home mortgage, and credit cards. Low credit scores could cause you to be turned down for credit, be denied insurance, or in some states even be charged more for your utilities.

Comments

Kea Kea
I was a little annoyed with this book; there's very little in it. I'll have to admit that the information that is there is useful, but there's no depth to this book. It was probably written in an afternoon.

Sure, there are 81 pages, as the details specify. But... 40 of them are blank or just a big number; there are only 41 pages of actual information. And this is a small format book ... and some of the pages don't contain much! Page 55 has 59 words, including the title.

Furthermore, the marketing behind this book is misleading; they're using the old direct-mail format of feature and page number. For instance,

"The absolute worst thing you can do when trying to increase your FICO credit scores. This one action has the biggest negative impact on your FICO credit scores. Avoid it at all costs! (Page 75)"

Page 75 says what? Don't pay your credit card late! Okay, true, but isn't it rather obvious that creating a bad credit history is bad for your credit?

Yes, this book provides a number of basic rules that are very important. But I think the author might have put forth a little more effort. This is a magazine article, not a book.

Page
Melipra Melipra
This book is straight forward and to-the-point. I know a lot about credit scoring (from Stephen's first book), and yet I still learned at least a few new things that are very valuable to me regarding my own credit. I gave 4 out of 5 stars only because I would have liked a further, more detailed, explanation of certain things (these things won't be too difficult to find out via the web).
Gaxaisvem Gaxaisvem
i had fun writing this book. it's also the most accurate book on the market right now. the reason i say that is is was edited by the folks who created FICO credit scores. you can read this book in 20 minutes and have a list of actionable steps to improve your credit scores. this book was the most difficult i've written. it's much easier to write a book when you have the luxury of rambling on about things. no so with this book. 38 mistakes took me twice as long to write compared to my first book. don't overlook the power within each mistake. their are specifics there most experts miss. enjoy.
Arcanefist Arcanefist
Great little book and a fantastick follow up book to Credit After Bankruptcy. We puchased Credit After Bankruptcy in April 2004, attended a seminar by Stephen in May. This all started our credit education. Loving those first two experiences by Stephen we purchased Do you Make thes 38 Mistakes in August. My wife and I have made incredible gains in our credit life. In 8 months following the real implementaion of these 38 Mistake rules, we have increase our FICO Scores from all three bureaus an average of 183 points for my wife and 208 points for me. It was my wifes idea to buy Stephens book and I have never doubted her intuition since.
Zbr Zbr
good
Ucantia Ucantia
Mr. Snyder takes on the bewildering topic of FICO credit scores and boils it down into a very easy to read, and more importantly, useful book. One can read this book in a lunch hour and come away with a new understanding of credit scoring. I knew that credit scores where important, but I did not know how pervasive they had become in our lives. Did you know that the insurance industry is now checking credit scores to set rates? So, if you have low credit scores your insurance bill is higher than someone with higher scores for the exact same insurance! I learned quite a few things that I've been doing that are killing my credit scores. These are mistakes that are easy to fix or avoid. Thank you Mr. Snyder for this easy to understand and informative guide. This is definitely a 5 star book.
Risteacor Risteacor
If you want some great advice on how to improve and maintain your credit score BUY THIS BOOK NOW. You should also buy Stephen Snyder's other book Credit After Bankruptcy. Implementing what Stephen has taught in both books (Credit after Bankruptcy & Do you make these 38 mistakes...)I watched my credit score jump 150 points in 12 months. I also own my first home in New York thanks to a better score and S. Snyder. I recommend anything from Stephen Snyder.
This is a great little book! It's simple, to the point and gives practical advice on how to handle or reconstruct ones credit. The advice is easy and can be immediately incorporated into one's financial practices. It clears up misconceptions about credit shopping, using cash vs credit and how to interpret ones credit report. It specifically tells one how to increase their credit score.

This is a great price. After I purchased the initial book, I purchased another for a gift and paid more than the listed price on Amazon. A good investment!